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Credit reports

Negative equity and 100% mortgages - what you need to know

Prior to the 2008 financial crisis, 100% mortgages were relatively common. They were seen as an alternative to saving up for a deposit, particularly by… Read More
Credit reports

Credit reports and the 30% rule

It's a little known fact among many house hunters that the 30% rule can have a real influence on whether a mortgage lender accepts an application… Read More
Credit reports

Mortgage changes - what you need to know in 2018 and beyond

2018 has already proved an interesting year for anyone concerned with the UK's mortgage market - and there are promises of more changes to come.… Read More
Property investment Credit reports

Conveyancing in Scotland - concluding missives: what do you need to know

Anyone buying their first residential property in Scotland may need help understanding how the legal process works. This may be even more true for someone… Read More
Credit reports

Credit scores and property purchase

Financial transactions involving credit almost always require the borrower to pass a credit check - and property purchases are no different. Whilst credit… Read More
Credit reports

Credit reports and house buying

In these days of stringent mortgage application procedures, a squeaky-clean credit record has never been more crucial for the would-be home buyer. Banks… Read More
Property prices Credit reports

Are you a mortgage prisoner?

Most mortgage borrowers have been used to more stringent affordability tests since the Mortgage Market Review came into force in April 2014. For them,… Read More
Credit reports

An in-depth look at credit reports

Whether you are an excited first-time buyer or a seasoned property purchaser looking to move home or add a property to your buy-to-let portfolio, maintaining… Read More
Credit reports

Nethouseprices guide: managing your credit score 2018 Part Two

During the first few weeks of the year, we focused on house prices in the UK. In this Nethouseprices guide, we turn to that other central concern of existing… Read More
Credit reports

Nethouseprices guide: managing your credit score in 2018

If the final months of the year are defined by endless exhortations to eat, drink, be merry and, crucially, to spend, spend, spend, January is all about… Read More

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